{"id":13686,"date":"2026-05-27T07:22:22","date_gmt":"2026-05-27T05:22:22","guid":{"rendered":"https:\/\/solunion.com\/?p=13686"},"modified":"2026-05-27T08:47:52","modified_gmt":"2026-05-27T06:47:52","slug":"que-es-el-control-de-creditos-y-como-aplicar-un-proceso-de-control-de-creditos","status":"publish","type":"post","link":"https:\/\/solunion.com\/en\/que-es-el-control-de-creditos-y-como-aplicar-un-proceso-de-control-de-creditos\/","title":{"rendered":"\u00bfQu\u00e9 es el control de cr\u00e9ditos y c\u00f3mo aplicar un proceso de control de cr\u00e9ditos?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"13686\" class=\"elementor elementor-13686\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-67735420 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"67735420\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;a2e018c&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-580c67b9\" data-id=\"580c67b9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-62bc4a8b elementor-widget elementor-widget-text-editor\" data-id=\"62bc4a8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Un procedimiento s\u00f3lido de <strong>control de cr\u00e9ditos<\/strong> es una pieza fundamental en la gesti\u00f3n de cualquier empresa, con independencia de su tama\u00f1o o sector. Un sistema bien definido permite <strong>acelerar los cobros<\/strong>, mantener un <strong>flujo de caja sano<\/strong> y reducir la exposici\u00f3n a la morosidad.<\/p><p>Cuando una empresa aplica un control de cr\u00e9ditos eficaz, fomenta el pago puntual por parte de sus clientes y reduce la necesidad de recurrir a procesos de recobro o a la cancelaci\u00f3n de deudas incobrables. En este art\u00edculo te explicamos qu\u00e9 es exactamente el control de cr\u00e9ditos y c\u00f3mo implantar un sistema eficaz que acompa\u00f1e al crecimiento del negocio.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43ba3c4 elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"43ba3c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;],&quot;exclude_headings_by_selector&quot;:[],&quot;no_headings_message&quot;:&quot;No se ha encontrado ning\\u00fan encabezado en esta p\\u00e1gina.&quot;,&quot;marker_view&quot;:&quot;numbers&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\t\u00cdndice de contenidos\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__43ba3c4\" aria-expanded=\"true\" aria-label=\"Open table of contents\"><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__43ba3c4\" aria-expanded=\"true\" aria-label=\"Close table of contents\"><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__43ba3c4\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8f134b elementor-widget elementor-widget-heading\" data-id=\"e8f134b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfQu\u00e9 es el control de cr\u00e9ditos?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25081cc elementor-widget elementor-widget-text-editor\" data-id=\"25081cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>El <strong>control de cr\u00e9ditos<\/strong> es un proceso empresarial que facilita la venta de bienes o servicios mediante la concesi\u00f3n de cr\u00e9dito a los clientes. Incluye aspectos como los <strong>plazos de pago<\/strong>, los <strong>descuentos por pronto pago<\/strong>, las <strong>condiciones comerciales<\/strong> y las <strong>normas internas de concesi\u00f3n de cr\u00e9dito<\/strong>.<\/p><p>Su objetivo es facilitar la venta de bienes o servicios ofreciendo condiciones comerciales competitivas, sin comprometer la capacidad de la empresa para cobrar. Un control de cr\u00e9ditos bien gestionado contribuye al <strong>crecimiento sostenido de las ventas y de los beneficios<\/strong>.<\/p><p>Ahora bien, el control de cr\u00e9ditos no consiste solo en vender m\u00e1s. Una parte esencial del proceso es <strong>decidir a qui\u00e9n se concede cr\u00e9dito y en qu\u00e9 condiciones<\/strong>. Otorgarlo a clientes con un historial financiero d\u00e9bil puede comprometer seriamente la liquidez de la empresa. Por eso, analizar el riesgo antes de cerrar una operaci\u00f3n es tan importante como negociar el precio o el volumen.<\/p><p>\ud83d\udc49<a href=\"https:\/\/solunion.com\/como-negociar-las-condiciones-de-pago-con-los-clientes\/\" target=\"_blank\" rel=\"noopener\">En este art\u00edculo te hablamos sobre c\u00f3mo negociar las condiciones de pago con tus clientes<\/a>.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-030fff2 elementor-widget elementor-widget-heading\" data-id=\"030fff2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Control de cr\u00e9ditos y gesti\u00f3n del cr\u00e9dito: \u00bfQu\u00e9 los diferencia?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-adaaf2a elementor-widget elementor-widget-text-editor\" data-id=\"adaaf2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>El <strong>control de cr\u00e9ditos<\/strong> es el punto de partida: define con qui\u00e9n haces negocios, bajo qu\u00e9 condiciones y con qu\u00e9 l\u00edmites. La <strong>gesti\u00f3n del cr\u00e9dito o del riesgo comercial<\/strong> va un paso m\u00e1s all\u00e1 y se centra en la <strong>supervisi\u00f3n continua<\/strong>, el seguimiento de pagos, la elaboraci\u00f3n de informes y la prevenci\u00f3n de impagos.<\/p><p>Cuanto m\u00e1s riguroso sea el control de cr\u00e9ditos, m\u00e1s sencilla y eficaz ser\u00e1 la gesti\u00f3n del riesgo comercial a lo largo del tiempo. Ambos procesos est\u00e1n directamente conectados y se refuerzan mutuamente.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4aa4ee9 elementor-widget elementor-widget-heading\" data-id=\"4aa4ee9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pasos esenciales de un proceso de control de cr\u00e9ditos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f57bb75 elementor-widget elementor-widget-text-editor\" data-id=\"f57bb75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Un buen proceso de control de cr\u00e9ditos ayuda a garantizar que las condiciones de pago se cumplen y que todos, clientes y equipo interno, saben c\u00f3mo actuar ante cualquier incidencia.<\/p><p>Estos son algunos pasos que conviene cubrir:<\/p><h3><span style=\"color: #800080;\"><strong>Informaci\u00f3n correcta del cliente<\/strong><\/span><\/h3><p>Disponer del <strong>nombre legal completo<\/strong>, la forma jur\u00eddica, la direcci\u00f3n correcta y el contacto adecuado para el env\u00edo de facturas evita errores b\u00e1sicos que suelen derivar en retrasos de pago y problemas innecesarios desde el inicio.<\/p><h3><span style=\"color: #800080;\"><strong>An\u00e1lisis y comprobaciones de cr\u00e9dito<\/strong><\/span><\/h3><p>Antes de conceder cr\u00e9dito, es recomendable realizar una <strong>diligencia rutinaria<\/strong>: revisi\u00f3n de la situaci\u00f3n financiera, reputaci\u00f3n, historial comercial y comportamiento de pago.<\/p><h3><span style=\"color: #800080;\"><strong>Definici\u00f3n de l\u00edmites de cr\u00e9dito<\/strong><\/span><\/h3><p>Establecer <strong>l\u00edmites de cr\u00e9dito por cliente<\/strong> permite controlar la exposici\u00f3n al riesgo. Conviene tener en cuenta el volumen de compras, la regularidad de los pagos, la estacionalidad del negocio y el contexto econ\u00f3mico. Contar con informaci\u00f3n externa especializada puede ser determinante.<\/p><h3><span style=\"color: #800080;\"><strong>Revisi\u00f3n peri\u00f3dica de facturas pendientes<\/strong><\/span><\/h3><p>Revisar de forma sistem\u00e1tica las facturas vencidas ayuda a priorizar acciones. Entender por qu\u00e9 no se ha producido el pago (un descuido, un error administrativo o una disputa, por ejemplo) permite actuar con rapidez y criterio.<\/p><h3><span style=\"color: #800080;\"><strong>Coordinaci\u00f3n con la gesti\u00f3n del cr\u00e9dito<\/strong><\/span><\/h3><p>El proceso debe definir cu\u00e1ndo escalar un caso al equipo de gesti\u00f3n del cr\u00e9dito para contactar con el cliente y valorar soluciones: facilitar m\u00e9todos de pago, ofrecer incentivos por pronto pago o ajustar condiciones futuras.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81ed5d2 elementor-widget elementor-widget-heading\" data-id=\"81ed5d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Procedimientos de control de cr\u00e9ditos: \u00bfpor qu\u00e9 formalizarlos?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4504ead elementor-widget elementor-widget-text-editor\" data-id=\"4504ead\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Contar con una <strong>pol\u00edtica de control de cr\u00e9ditos formal y por escrito<\/strong> refuerza la disciplina interna y garantiza coherencia en la toma de decisiones. Estos procedimientos deber\u00edan recoger, entre otros aspectos:<\/p><ul><li>Las condiciones de cr\u00e9dito.<\/li><li>Los criterios de an\u00e1lisis.<\/li><li>El proceso de facturaci\u00f3n.<\/li><li>La actuaci\u00f3n ante la morosidad.<\/li><\/ul><p>El control de cr\u00e9ditos no es solo una responsabilidad del \u00e1rea financiera. Su eficacia depende de la <strong>implicaci\u00f3n de toda la empresa<\/strong>, por lo que es fundamental comunicar y formar a los equipos que intervienen en la relaci\u00f3n con los clientes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f08144f elementor-widget elementor-widget-heading\" data-id=\"f08144f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfC\u00f3mo mejorar la eficacia del control de cr\u00e9ditos?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5892003 elementor-widget elementor-widget-text-editor\" data-id=\"5892003\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Un sistema eficaz debe <strong>facilitar el pago al cliente<\/strong>. Ofrecer varios m\u00e9todos de pago y opciones digitales reduce fricciones y mejora la puntualidad de los cobros.<\/p><p>Adem\u00e1s, la solvencia del cliente no es est\u00e1tica. Revisarla de forma peri\u00f3dica, y no solo al inicio de la relaci\u00f3n comercial, permite anticipar problemas. En contextos econ\u00f3micos complejos o en sectores sensibles, el seguimiento regular de cuentas de resultados, balances y flujos de caja ayuda a detectar se\u00f1ales de alerta antes de que se conviertan en impagos.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66f5c80 elementor-widget elementor-widget-heading\" data-id=\"66f5c80\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cartas de control de cr\u00e9dito: \u00bfCu\u00e1ndo y c\u00f3mo utilizarlas?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-df9caf4 elementor-widget elementor-widget-text-editor\" data-id=\"df9caf4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Incluso con un buen sistema, pueden producirse retrasos. Las <strong>cartas de control de cr\u00e9dito<\/strong> son una herramienta \u00fatil si se utilizan con criterio y en el momento adecuado:<\/p><ul><li><strong>Tras el vencimiento<\/strong>: un primer recordatorio breve y cordial suele ser suficiente.<\/li><li><strong>Si el pago no llega<\/strong>: conviene emplear un tono m\u00e1s firme, fijar una fecha concreta y adjuntar la factura.<\/li><li><strong>Un mes despu\u00e9s del vencimiento<\/strong>: si persiste el impago, es razonable plantear la intervenci\u00f3n de apoyo externo y comunicarlo claramente al cliente.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0231e5a elementor-widget elementor-widget-heading\" data-id=\"0231e5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Externalizar el control de cr\u00e9ditos: cu\u00e1ndo considerarlo<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-340fdbc elementor-widget elementor-widget-text-editor\" data-id=\"340fdbc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Para muchas empresas <strong>externalizar el control de cr\u00e9ditos<\/strong> es una opci\u00f3n eficiente y rentable. Permite liberar recursos internos, centrarse en el crecimiento comercial y, al mismo tiempo, proteger el flujo de caja.<\/p><p>El <strong>seguro de cr\u00e9dito <\/strong>es un buen ejemplo de soluci\u00f3n integral: combina an\u00e1lisis de clientes, informaci\u00f3n financiera, recobro y cobertura frente a impagos, ofreciendo estabilidad incluso ante riesgos inesperados.<\/p><p>\ud83d\udc49<a href=\"https:\/\/solunion.com\/como-negociar-las-condiciones-de-pago-con-los-clientes\/\" target=\"_blank\" rel=\"noopener\">En este art\u00edculo te explicamos el valor del analista de cr\u00e9dito y su papel en los procesos de gesti\u00f3n del riesgo.<\/a><\/p><p>En operaciones internacionales, la externalizaci\u00f3n cobra a\u00fan m\u00e1s sentido. Contar con equipos locales que conocen el idioma, la cultura y las pr\u00e1cticas comerciales del cliente reduce malentendidos y mejora notablemente la eficacia del control de cr\u00e9ditos.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Un procedimiento s\u00f3lido de control de cr\u00e9ditos es una pieza fundamental en la gesti\u00f3n de cualquier empresa, con independencia de su tama\u00f1o o sector. Un sistema bien definido permite acelerar los cobros, mantener un flujo de caja sano y reducir la exposici\u00f3n a la morosidad. Cuando una empresa aplica un control de cr\u00e9ditos eficaz, fomenta [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":13687,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[16,1],"tags":[],"class_list":["post-13686","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-empresas","category-sin-categorizar"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u00bfQu\u00e9 es el control de cr\u00e9ditos y c\u00f3mo aplicar un proceso de control de cr\u00e9ditos? - Solunion, Credit and Surety insurance<\/title>\n<meta name=\"description\" content=\"Descubre qu\u00e9 es el control de cr\u00e9ditos, c\u00f3mo aplicarlo en tu empresa y c\u00f3mo reducir la morosidad para proteger tu flujo de caja.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/solunion.com\/en\/que-es-el-control-de-creditos-y-como-aplicar-un-proceso-de-control-de-creditos\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfQu\u00e9 es el control de cr\u00e9ditos y c\u00f3mo aplicar un proceso de control de cr\u00e9ditos? 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