Seguros de crédito

Credit Insurance

Proper commercial risk management is the cornerstone to allow your business to grow securely. Develop your business with the confidence that you are establishing the right business relationships, thanks to the best information about your current and potential customers.

Gestión de riesgos y recobro - Solunion

Surety Bonds

We issue guarantees to ensure the fulfilment of a legal or contractual obligation towards a third party. If the obligations are breached, we indemnify the beneficiary of the surety bond, up to the sum assured in the coverage.

Seguros de caución​ - Solunion

Risk management and Collections

Our model is based on proximity to risk. Our analysts visit your customers and obtain exclusive information that allows us to establish their likelihood of non-payment. Thanks to these data, we offer you the maximum coverage in each case, so that you can operate with peace of mind.

«98% of companies have late paying customers.
Don’t endanger your company’s cash flow.»

What does Solunion Credit Insurance offer you?

Gestión de riesgos, Solunion

Risk management

Prevention through ongoing analysis and monitoring of your customers’ financial situation.

Recobro, Solunion

Debt recovery

We handle all the necessary steps for the recovery of debts, with local service worldwide.
Indemnización, Solunion

Indemnification

If the debt recovery does not take place, we will compensate you for the losses as established in the cover of your policy.

Our Surety Bonds

Surety bonds guarantee that the policyholder complies with the obligations acquired with the insured party.

Flexibility

In the study for the granting of facilities and the issuance of guarantees, thanks to our expert knowledge, experience and service.

Financial capability

Our own A (Excellent) rating from A.M. Best and that of our shareholders, Euler Hermes (AA, from S&P) and MAPFRE (A, from S&P), serve to underwrite our financial strength.

International

We issue international guarantees in most countries of the world, thanks to the extensive network of our shareholders.
Do you want to know more?
Consult the local offer of our products

Our Risk Management

Gestión de riesgos, Solunion

Risk management

You take care of managing your business, not the commercial risk:
  • We constantly and proactively monitor your risks. We guide you so that your company can enjoy guaranteed growth, warning you each time there is a change in the risk.
  • Access information about variations in the quality of your risks through our online management tools. Whenever and wherever you want.
Tranquilidad, Solunion

Peace of mind

We want you to have peace of mind:
  • Risk prevention, monitoring and control, which we analyse in your country of origin thanks to our +1,500 risk analysts, through our branches worldwide.
  • Comprehensive classification of your portfolio: with our Grade rating system, we reliably and consistently assess your customers’ likelihood of default.
Confianza, Solunion

Trust

We help you manage your business:
  • One of our values is that of real Commitment. Our commitment to you is more than just a promise.
  • We offer you a service based on proximity, mutual trust, dialogue and flexibility.
  • We’re by your side. Because we understand that although it is possible to grow alone, we will go further by growing together.

Our debt recovery management

Late payments are a recurrent and almost inevitable occurrence in any business. A single non-payment can have serious consequences for your business. Debt recovery management is often complicated for companies, especially if your customers are located abroad.

Whether or not you are our customer, if your company has provided services but you have not received payment, you can rely on us.

We are number one in unpaid receivables management in the market. We’ve been helping companies like yours for over 50 years.
We have debt recovery capability in more than 150 countries. The debt recovery of both your hedged and unhedged debt is fully managed by our teams of local experts.
We offer a service with no initial cost and no maintenance costs. The price is based on success. We only charge if we recover your debt.
We are part of the world’s largest debt collection network.

We are a joint venture of mapfre & euler